Full-service leasing with maintenance and insurance
With full-service leasing, you don't have to worry about anything and can enjoy driving. Apart from refueling and regular vehicle maintenance, there are almost no costs. We'll tell you how this all-inclusive package works and what you should know about it.
⏰ Summary
If you are interested in a leasing vehicle, we have put together some top leasing deals for you here:
| Model | Offers from | |
| Seat Leon | 107 € / month | Compare leasing offers |
| Opel Mokka | 119 € / month | Compare leasing offers |
| Fiat 600 Hybrid | 121 € / month | Compare leasing offers |
| Skoda Karoq Sportline | 198 € / month | Compare leasing offers |
| VW T-Roc | 149€ / month | Compare leasing offers |
What does full-service leasing mean?
If you opt for this variant of leasing, then maintenance and wear and tear work during the leasing period is already included in the monthly leasing rate. This means that if you have chosen a relatively long runtime, you don't have to worry, during which maintenance and wear and tear can cause quite high costs. This is usually included in civil servant leasing.
You can find out whether tyre changes from summer to winter tyres and vice versa are included in the respective offer. Also, ask if regular maintenance includes maintenance of the car's air conditioning system.
Full-service leasing can include a wide variety of services. Often, with leasing with insurance and maintenance - as the name suggests - maintenance and wear and tear repairs are covered, but insurance premiums can also be included.
What does full-service leasing involve?
With full-service leasing, the monthly leasing rate includes not only the use of the vehicle, but also the following services:
- Motor vehicle tax
- Maintenance and inspection
- Costs for the general inspection
- Car insurance
- Replacement of wear parts
- Tire replacement
- Replacement car in case of repair or breakdown
- Storm damage repair
Read your contract carefully, because not every point has to be covered in every case.
How much does full-service leasing cost?
Depending on the value of the car, the leasing rate is initially calculated. If the lessor offers an all-round carefree package in the form of a full-service lease, you can expect to pay a premium on top of the monthly costs. Depending on how many kilometres (kilometre leasing) have been agreed, the surcharge is also based. It also depends on which package you book. You can expect about between 25 and 100 euros extra on the leasing rate.
With full-service leasing, the following packages are often offered:
- Maintenance and wear package
- Insurancepackage
- Inspection Package
- Tyre package
In the maintenance and wear package, all costs for prescribed maintenance and wear-related repairs are usually paid. In the case of the inspection package, the assumption of costs is often based on the intervals prescribed by the manufacturer. Depending on the case, the leasing contract includes a correspondingly large number of inspections.
In addition to the second set of tyres, the tyre package can also include seasonal tyre changes and storage, but this is not always the case. In the end, it's all about which car you can afford and what additional services you can afford.
An alternative to full-service leasing can also be a car subscription, because it also covers almost all ancillary costs. In principle, full-service leasing is particularly worthwhile for tradespeople for whom the leasing rates are cheaper anyway.
Does all-inclusive leasing also include insurance?
Not always. If there is an option, you have to choose the insurance package, then there is extensive comprehensive cover, GAP insurance and possibly other advantages in terms of premiums.
What is included in car leasing?
In the case of a classic leasing contract, only the costs for the use of the vehicle are included in the monthly leasing rate. All ancillary costs such as insurance, tax, maintenance, repair and tires are items that must be borne by you additionally.
Sometimes, however, there are leasing contracts that include a maintenance service for a certain period of time, or two sets of tires, for summer and winter. However, whether there is a lease with maintenance and insurance is individually regulated in the leasing contract. Read all the points of the contract carefully so as not to fall into a leasing trap or end up with an unpleasant surprise.